# Title 45 — Insurance, Commissioner of

## Article 45-03 — Regulation of Insurance Companies

## Chapter 45-03-18 — Fire District Assignment

### § 45-03-18-01. Application or renewal form to contain fire districtnumber.

1. Applications for fire, allied, homeowner's multiple peril, farmowner's multiple peril, commercial
multiple peril, or crop hail insurance coverage for property in this state must identify by fire
district number the fire district in which the property is located.
2. A company using an in-house system (electronic or manual) in its application process to
identify and record the fire district number based upon the property location and value,
complies with this section if the data is accurate, accessible, and readily verifiable.
3. Companies that use agents for reporting this information may use form NDFD300 (8/93)
(appendix A).
4. For renewal business or changes not requiring a new application:
a. Companies using agents to report the information may use form NDFD300 (8/93)
(appendix A).
b. Companies using an in-house system may do so subject to the requirements of
subsection 2.
5. In lieu of form NDFD300 (8/93) (appendix A), the company may amend its application or use a
substantially similar supplemental form of the company's own design.
History: Effective August 9, 1993; amended effective April 1, 1996.
General Authority: NDCC 26.1-01-07.5
Law Implemented: NDCC 26.1-01-07.5
### § 45-03-18-02. Applications involving multiple fire districts.

In accordance with section 45-03-18-01, a company shall apportion the property premium
attributable to each fire district on the basis of the location of the property and the insured value of the
property in each district.
History: Effective August 9, 1993.
General Authority: NDCC 26.1-01-07.5
Law Implemented: NDCC 26.1-01-07.5
### § 45-03-18-03. Atlas of fire district maps.

The insurance department, in conjunction with the state fire marshal and the firemen's association,
shall prepare an atlas of county maps showing the fire districts in each county. The atlas must certify
the fire districts as of July first of each year. A copy of the atlas must be sent and billed to each
company subject to section 45-03-18-01 which is licensed in this state. The charge for the atlas is
twenty dollars per copy. Companies must be notified each year of the changes to the atlas and
companies are responsible for distribution of the atlas, if necessary.

History: Effective August 9, 1993.
General Authority: NDCC 26.1-01-07.5
Law Implemented: NDCC 26.1-01-07.5
### § 45-03-18-04. Company reporting of premium information.

The insurance department is responsible for the collection, verification, and accuracy of data
reported to the insurance department along with its annual statement. The company may file the
appropriate information by computer diskette subject to the specifications set forth by the insurance
department. If the company is unable to comply with these specifications, the company may use the fire
district reporting form and file manually. A copy of page fourteen of the annual statement must be
submitted with the diskette and fire district reporting form for purposes of cross-checking data.
History: Effective August 9, 1993.
General Authority: NDCC 26.1-01-07.5
Law Implemented: NDCC 26.1-01-07.5
### § 45-03-18-05. Reporting of property premiums only.

In the lines of homeowner's multiple peril, farmowner's multiple peril, and commercial multiple peril
insurance companies shall subtract any liability premium from the total premium to arrive at the
property premium. For package policies containing numerous subcoverages with minor premiums
attributable to each, those premiums must be included in the total amount reported.
History: Effective August 9, 1993.
General Authority: NDCC 26.1-01-07.5
Law Implemented: NDCC 26.1-01-07.5

