# Title 10 — Attorney General

## Article 10-16 — Multi-State Lottery

## Chapter 10-16-12 — Lotto America Game

### § 10-16-12-01. Game description.

To play LOTTO AMERICA®, a player selects five different red/white numbers, between one and
fifty-two, and one additional blue/white number (star ball) between one and ten. The additional number
may be the same as one of the first five numbers selected. The price of a play is one dollar. A grand
prize is paid, at the election of a winning player or by a default election made according to these rules,
either on an annuitized pari-mutuel basis or as a cash lump sum payment of the total cash held for the
prize pool on a pari-mutuel basis. A set prize (cash prize of twenty thousand dollars or less) is paid on a
single-payment cash basis. Draws are held every Monday, Wednesday, and Saturday.
History: Effective November 12, 2017; amended effective July 1, 2019; July 18, 2022.
General Authority: NDCC 53-12.1-13
Law Implemented: NDCC 53-12.1-13
### § 10-16-12-02. Expected prize pool percentages and odds.

The grand prize will be determined and announced by the game group. The grand prize is paid on
a pari-mutuel basis. Except as provided by rule, a set prize must be paid according to these matches
per play and prize amounts with these expected prize payout percentages:
Prize Percentage
Matches Per Play Prize Allocated to Prize Odds*
5 red/white + 1 blue/white Grand prize 23.10% 1:25,989,600
5 red/white + 0 blue/white $20,000 0.69% 1:2,887,733
4 red/white + 1 blue/white $1,000 0.90% 1:110,594
4 red/white + 0 blue/white $100 0.81% 1:12,288
3 red/white + 1 blue/white $20 0.83% 1:2,404
3 red/white + 0 blue/white $5 1.87% 1:267
2 red/white + 1 blue/white $5 3.12% 1:160
1 red/white + 1 blue/white $2 6.86% 1:29
0 red/white + 1 blue/white $2 11.80% 1:17
Overall odds of winning a prize on a one dollar play are 1:9.63.
*Reflects the odds of winning and probable distribution of winning tickets in and among each prize tier,
based on the total number of possible combinations.
History: Effective November 12, 2017; amended effective April 9, 2020.
General Authority: NDCC 53-12.1-13
Law Implemented: NDCC 53-12.1-12

### § 10-16-12-03. Prize pool and payment.

1. The prize pool for all prize categories must consist of fifty percent of each draw period's sales
after the prize pool accounts and prize reserve accounts are funded.
2. The prize money allocated to the grand prize pool must be divided equally by the number of
plays that win the grand prize. If the grand prize is not won in a draw, subject to any
restrictions by the game group, the prize money allocated for the grand prize must roll over
and be added to the grand prize pool for the next draw.
3. If there are multiple grand prize winning plays during a draw, each player selecting the
annuitized option prize, then a winning play's share of the guaranteed annuitized grand prize
must be determined by dividing the guaranteed annuitized grand prize by the number of
winning plays.
4. A grand prize must be paid, at the election of the winning player made within sixty days after
the player becomes entitled to the prize, with either a per winning player annuity or cash
payment. If the payment election is not made by the player within sixty days after the player
becomes entitled to the prize, then the prize must be paid as an annuity prize. An election for
an annuity payment made by a player may be changed to a cash payment at the election of
the player until the expiration of sixty days after the player becomes entitled to the prize.
Otherwise, the payment election is final. Shares of the grand prize must be determined by
dividing the cash available in the grand prize pool equally among all winning plays of the
grand prize. A player who elects a cash payment must be paid the share in a single cash
payment. A player who elects an annuitized prize must be paid annually in thirty graduated
payments with the initial payment being made in cash, followed by twenty-nine payments,
increasing each year, by a rate determined by the game group funded by the annuity. Annual
payments after the initial payment must be made by the lottery on the anniversary date or if
this date falls on a nonbusiness day, then the first business day following the anniversary date
of the draw of the grand prize winning numbers.
5. The lottery may not pay a grand or set cash prize until after it receives authorization from the
MUSL. The lottery may pay the prize before it receives the funds from the MUSL.
6. The prize pool percentage allocated to set prizes must be carried forward to a subsequent
draw if all or a portion of it is not needed to pay the set prizes awarded in the current draw.
History: Effective November 12, 2017.
General Authority: NDCC 53-12.1-13
Law Implemented: NDCC 53-12.1-13
### § 10-16-12-04. All Star Bonus option.

1. The All Star Bonus® option is a limited extension of the LOTTO AMERICA game and is
conducted according to the game group's game rules. The option offers the owner of a
qualifying play a chance to multiply or increase the amount of a set prize.
2. A qualifying play is a single LOTTO AMERICA play for which the player pays an extra one
dollar for the All Star Bonus option. All Star Bonus does not apply to the grand prize.
3. A qualifying play which wins one of the eight lowest set prizes must be multiplied by the
number selected, two through five, in a separate random All Star Bonus drawing.
4. A prize awarded must be paid as a lump sum set prize. Instead of the normal set prize
amount, a qualifying All Star Bonus must pay the amounts shown below when matched with
the All Star Bonus number drawn:

LOTTO AMERICA Pays Instead
Set Prize Amounts With All Star Bonus Purchase
Prize
Matches Per Play Amount 5X 4X 3X 2X
5 red/white + 0 blue/white $20,000 $100,000 $80,000 $60,000 $40,000
4 red/white + 1 blue/white $1,000 $5,000 $4,000 $3,000 $2,000
4 red/white + 0 blue/white $100 $500 $400 $300 $200
3 red/white + 1 blue/white $20 $100 $80 $60 $40
3 red/white + 0 blue/white $5 $25 $20 $15 $10
2 red/white + 1 blue/white $5 $25 $20 $15 $10
1 red/white + 1 blue/white $2 $10 $8 $6 $4
0 red/white + 1 blue/white $2 $10 $8 $6 $4
Rarely, under the game group's limitation of liability rules, a set prize amount may be less than
the amount shown. In that case, the eight lowest All Star Bonus prizes are changed to an
amount announced after the draw. For example, if the match 4+1 set prize amount of one
thousand dollars becomes five hundred dollars under the game group's rules, an All Star
Bonus player winning that prize amount when a "5" has been drawn shall win two thousand
five hundred dollars ($500 x 5).
5. The following table reflects the probability of the All Star Bonus numbers being drawn:
All Star Bonus Probability of Prize Increase
5X - Prize won times 5 3 in 32
4X - Prize won times 4 4 in 32
3X - Prize won times 3 10 in 32
2X - Prize won times 2 15 in 32
All Star Bonus does not apply to the grand prize. The game group may elect to run limited
promotions that may modify the multiplier features.
History: Effective November 12, 2017; amended effective July 1, 2019; January 1, 2026.
General Authority: NDCC 53-12.1-13
Law Implemented: NDCC 53-12.1-13
